翻訳と辞書
Words near each other
・ Financial Services Act 2012
・ Financial Services Action Plan
・ Financial Services Agency
・ Financial Services and General Government Appropriations Act, 2015
・ Financial Services and Markets Act 2000
・ Financial Services and Markets Authority (Belgium)
・ Financial Services and Markets Tribunal
・ Financial Services and the Treasury Bureau
・ Financial Services Authority
・ Financial Services Authority (Indonesia)
・ Financial Services Board (South Africa)
・ Financial Services Commission
・ Financial Services Commission (Mauritius)
・ Financial Services Commission (South Korea)
・ Financial Services Commission of Ontario
Financial Services Compensation Scheme
・ Financial Services Forum
・ Financial services in China
・ Financial services in Gibraltar
・ Financial services in Japan
・ Financial services in South Korea
・ Financial services in the Republic of Ireland
・ Financial services industry of the United Kingdom
・ Financial Services Roundtable
・ Financial Services Volunteer Corps
・ Financial signal processing
・ Financial situation of Alitalia
・ Financial software
・ Financial sponsor
・ Financial Stability and Development Council


Dictionary Lists
翻訳と辞書 辞書検索 [ 開発暫定版 ]
スポンサード リンク

Financial Services Compensation Scheme : ウィキペディア英語版
Financial Services Compensation Scheme
The Financial Services Compensation Scheme (FSCS) is the UK’s statutory compensation scheme for customers of authorised financial services firms. This means that FSCS can pay compensation if a firm is unable, or likely to be unable, to pay claims against it. FSCS is an independent body, set up under the Financial Services and Markets Act 2000 (FSMA), and funded by a levy on "authorised financial services firms". The scheme covers deposits, insurance policies, insurance brokering, investments, mortgages and mortgage arrangement.
FSCS is free to consumers and, since 2001, has helped more than 4.5 million people and paid out more than £26 billion.
== History ==

The FSCS came into existence in 2001 and replaced former multiple schemes. Between 2001 and 2006 the scheme paid out close to 1 billion pounds in compensation. In the period from 2006 to 2011 the financial crisis resulted in compensation of over 26 billion pounds being paid out by the FSCS.〔(【引用サイトリンク】 title=Annual Report and Accounts 2011/12 )〕 In 2008 the FSCS was given a loan by the Bank of England in order to be able to guarantee the deposits of customers of Bradford & Bingley. The compensation limits were last amended in 2010 to bring them into line with the EU (and EEA) deposit guarantee requirements under the European Union directive 94/19/E.
On 31 August 2012 UK authorised banks, building societies and credit unions were required to display information about FSCS protection in branch and online, this included posters and window stickers. This action followed the introduction of new Financial Services Authority (FSA) rules obliging deposit takers to display information about FSCS protection available to consumers. The UK branches of foreign banks from the European Economic Area (EEA) have to specify that their customers are not covered by FSCS and clearly state which national scheme provides protection.
On 14 January 2013 FSCS launched a consumer awareness programme, aiming to reassure consumers and boost confidence, thereby aiding financial stability. It follows on from the disclosure requirements and uses icons of protection to engage with the consumers and highlight the safety FSCS provides to savings and deposits.〔http://www.fscs.org.uk/protected/〕 The advertising programme is scheduled to run in national press, radio, online and digital.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
ウィキペディアで「Financial Services Compensation Scheme」の詳細全文を読む



スポンサード リンク
翻訳と辞書 : 翻訳のためのインターネットリソース

Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.